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Pay Over Time

Clear, transparent terms. Fair rates. No prepayment penalties.

Get My Rate

Financing Available

We provide easy and affordable financing through our partner, Bread, so you can pay for your purchase over time.

Affordable Monthly Plans

Pay for your order over 12, 24 or 36 months at competitive interest rates*.

No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

Quick and Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score.

Check Your Rate in Seconds

Get My Rate

Questions?

Visit Bread®'s help center.

*Subject to approval of credit application. Rates range from 6.99% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.